From client onboarding to automated collections - a streamlined workflow designed for IT professionals.
Sign up in under 2 minutes. Configure your business profile, set your preferred currency, and customize lock screen messages. Your dashboard is immediately ready with full analytics.
Register clients individually or bulk-import via CSV. Define loan plans with custom interest rates (day-count based), payment frequencies, and currency. Generate professional PDF contracts automatically.
Enroll client devices using QR codes or NFC tags. The PayLock Client app installs with Device Admin or Device Owner privileges, enabling remote device management and lock screen control.
Set up recurring payment schedules with configurable reminders. The system automatically sends push notifications, emails, and Telegram messages before each due date. Late fees are calculated and applied automatically.
If a payment is overdue past the grace period, the device is automatically locked with a custom message. Temporary locks, granular lock reasons, and a full audit trail give you complete control. Unlock instantly when payment is received.
Track everything from your real-time dashboard: collection rates, overdue accounts, client credit scores, GPS locations, and device heartbeats. Export reports as PDF or CSV. Schedule automated email reports for your team.
Remotely lock or unlock client devices with custom messages. Supports both Device Admin and Device Owner modes for maximum flexibility.
Configure grace periods and automatic locking rules. Devices lock themselves when payments are overdue past the threshold.
Automatically calculate and apply late fees based on configurable rules. Clients see real-time outstanding balances.
Reach clients via in-app chat, Telegram, WhatsApp, email, and push notifications. All from one unified dashboard.
Auto-generate professional PDF loan contracts with terms, schedules, and digital signature support.
Upload bank statements and let AI extract income, expenses, and cash flow patterns for credit decisions.
Detect permission revocation, factory resets, and tampering attempts. Automatic security responses protect your investment.
Predict future collections based on loan schedules, payment patterns, and client risk profiles.
Accept payments via Stripe. Credit cards, SEPA transfers, and cryptocurrency all supported natively.
Start managing your loan portfolio with professional-grade tools today.