Estonia's #1 Loan Security Platform

Secure Loan Management
Built for Professionals

Enterprise-grade device administration, automated payment scheduling, and real-time analytics. Trusted by IT professionals across the EU.

99.9%Uptime
256-bitEncryption
GDPRCompliant
24/7Monitoring

Everything You Need to
Manage Loans Securely

Device Lock & Unlock

Remote device administration with granular lock reasons, temporary locks, and full audit trail. Device Owner and Device Admin modes supported.

Real-Time Analytics

Comprehensive dashboards with collection rates, financial summaries, client health scores, and exportable PDF/CSV reports.

GPS Tracking

Background location tracking every 5 minutes with full history. Monitor device compliance and geographic distribution in real-time.

Push Notifications

Instant push notifications for warnings, locks, and payment reminders. Delivered even when the app is closed or killed from recents.

Team Management

Create sub-admin accounts with role-based access control. Share clients, track team activity, and manage revenue splits.

Packed With
Professional Tools

PDF Contracts

Auto-generate professional loan contracts with custom templates and digital signatures.

QR Provisioning

Enroll client devices instantly by scanning a QR code. Zero-touch setup for Device Owner mode.

NFC Provisioning

Tap-to-enroll device provisioning using NFC tags. Perfect for batch device setup.

Bank Statement OCR

AI-powered bank statement analysis. Extract income, expenses, and transaction patterns automatically.

Document Vault

Secure client document storage. Upload, organize, and retrieve identity docs and contracts.

Stripe Payments

Accept online payments via Stripe. Credit cards, bank transfers, and crypto supported.

Device Owner Mode

Full device control with kiosk mode, app whitelisting, and factory reset protection.

Portfolio Health

NPA tracking, risk score history, and portfolio quality metrics at a glance.

Credit Scoring

Built-in credit scoring system based on repayment history, behavior, and risk factors.

Bulk Import/Export

Import clients and loans from CSV. Export all data for backup or migration.

Session Management

View and revoke active sessions. Monitor login history and enforce device limits.

REST API Access

Full programmatic access to all platform features. Build custom integrations and automations.

Daily Digest & Reports

Automated daily email summaries and scheduled report delivery to your inbox.

Role-Based Permissions

Fine-grained access control with super admin, full admin, collections, and viewer roles.

Revenue Forecasting

Predict future collections based on loan schedules, payment history, and risk profiles.

Audit Log

Complete audit trail of every admin action. Track who did what and when.

Client Messaging

In-app chat, Telegram, and WhatsApp messaging with message history and read receipts.

Loan Calculator

Quick EMI calculations with multiple interest methods. Share results with clients.

Bank-Grade Security
for Your Portfolio

Built in Estonia, the world's most advanced digital society. Our infrastructure leverages EU data protection standards with military-grade encryption.

End-to-end AES-256 encryption
GDPR & EU Data Protection compliant
SOC 2 Type II certified infrastructure
Automatic daily encrypted backups
Role-based access with audit logs
Estonian e-Residency compatible

Connects With Your
Existing Workflow

Stripe
Google Drive
Telegram
WhatsApp
Email (Resend)
PDF Contracts
QR Provisioning
NFC Enrollment

Ready to Secure Your Loan Portfolio?

Join hundreds of professionals who trust PayLock Pro for their loan management needs.